Estate Planning specialists in Kensington

Kensington estate planning starts with asking how much of the house you actually own

A Kensington homeowner whose family home is worth £2.5 million often has not stopped to calculate what percentage of it would actually reach the children after IHT. The answer, without planning, is frequently closer to 60% than 100%. Proper estate planning shifts that ratio.

Full IHT modelling using current values, pensions, and allowances
Coordinated will, LPA, pension, and gifting strategy across a single engagement
Blended-family and second-marriage planning within the overall estate review
Vetted estate planning specialists across Kensington

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Why Kensington estate planning starts with the IHT math, not the will

A Kensington homeowner whose combined estate reaches £3 million, with no planning in place, faces IHT at 40% on approximately £2.35 million, an eventual tax of £940,000. With proper planning, that number can be reduced substantially, sometimes by several hundred thousand pounds, through RNRB preservation, charitable legacies, and trust structures.

The arithmetic is the starting point because it reveals the real stakes. Most Kensington clients underestimate their IHT exposure until it is modelled explicitly. Once the number is in view, the planning conversation becomes substantive rather than abstract, and the engagement moves quickly.

Holland Park, Notting Hill, and Bayswater couples all share this pattern. Substantial appreciated property, grown or growing children, and estate plans that predate both current values and the RNRB regime. Specialist estate planners in W8 conduct the review and redraft the documents as a single coordinated engagement.

Why a Kensington estate planning review usually recovers more allowance than it costs to run

A typical Kensington estate planning engagement costs £2,500 to £7,500 for a comprehensive review with redrafted wills, LPAs, and coordinated pension advice. The IHT savings from properly using both nil-rate bands and both RNRBs, plus any charitable planning, typically exceed £100,000 on a £2 million-plus estate. The ratio of cost to benefit is unusually favourable.

Who commissions comprehensive estate planning in Kensington

Homeowners with combined estates above £1.5 million and no recent estate review
Blended-family couples needing coordinated life-interest trust drafting
International Kensington residents with assets in multiple jurisdictions
Older homeowners considering lifetime gifting alongside eventual bequests

The Kensington estate planning process across four coordinated appointments

1

Free initial consultation to discuss your Kensington situation and objectives

2

Specialist matched to your service need and area profile within 24 hours

3

Detailed instructions gathered, draft prepared, and review arranged on your schedule

4

Final document signed, witnessed, and stored with guidance on periodic review

Who We Match in Kensington

Families with high-value properties where the home alone exceeds IHT thresholds
Blended families needing wills that protect children from all relationships
International residents with UK property and overseas connections
Elderly homeowners who need LPAs before capacity becomes an issue
Divorced individuals who need their wills updated and existing orders considered
Couples where one partner's death would create a care cost exposure for the survivor

Estate Planning in nearby areas

Chelsea

Estate Planning in Kensington — common questions

Get Estate Planning advice in Kensington

If your Kensington estate has never been through a comprehensive review, or the last review predates RNRB and current property values, a proper engagement typically pays for itself many times over in IHT savings. We will match you with a specialist who runs the review as a coordinated engagement rather than a stack of separate advice.